Triad Financial Services Inc.
13901 Sutton Park Drive South, Jacksonville, FL 32224
https://www.triadfs.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
28
Total loans closed with Loan Factory (past 12 months)
8
Lender overview
Basic information
Investor Name ISAOA/ ATIMA C/O Triad Financial services, Inc. 13901 Sutton Park Drive South, suite 300 Jacksonville, FL 32224
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Lock policies & Fees
Lock Policies
90 day lock
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Lender's niche & Overlays
Manufactured Home Loans
- Credit Score Flexibility: Triad allows credit scores as low as 550!
When there are multiple applicants, we:
- Average their scores to determine the Program Tier (Bronze, Silver, or Gold)
- Use the higher of the two scores to determine pricing within that program
- Back-end Debt-to-Income (DTI) ratios now go up to 50%, with no front-end DTI requirements when credit is above 600
- Increased Loan Limits: Maximum loan amounts have increased to $600,000
- Rate & Term Refinances: Available on Primary Residence Chattel Loans
- Up to 95% LTV when credit is 600+
- Up to 90% LTV when credit is below 600
- No PMI – Ever: None of our loan programs require Private Mortgage Insurance (PMI)—regardless of LTV
We do not offer cash-out refinance currently
Refinancing is currently for chattel only. Land home and Land plus are not available options refinance
We do not allow investment properties under our current programs
Lender turn time
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Review - Triad Financial Services Inc.
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