Plaza Home Mortgage Inc.
9808 Scranton Road, Suite 3000, San Diego, CA 92121
https://www.plazahomemortgage.com/
Internal Reviews
(5 reviews)
Total loans closed with Loan Factory
122
Total loans closed with Loan Factory (past 12 months)
62
Lender overview
Basic information
FHA, VA, USDA & DSCR Loans & Co-op Transactions (PHH): Plaza Home Mortgage, Inc. ISAOA P.O. Box 5954 Springfield, OH 45501-5954 Conventional Loans, including Non-QM and Jumbo (TMS): Plaza Home Mortgage, Inc. ISAOA P. O. Box 2828 Daytona Beach, FL 32120-2828
PLAZA HOME MORTGAGE, INC. ISAOA 9808 Scranton Road, Suite 3000 San Diego, CA 92121
Lock policies & Fees
Lock Policies
1 day (file must be ready to fund): 0.1
5 days (Docs must be back): 0.175
10 days (ALL PTDs must be signed off): 0.3
15 days (ALL PTDs must be signed off): 0.55
N/A
Lender's niche & Overlays
Minimum FHA/VA SCORE 550 plus manual underwrites
FHA HomeReady, HomeStyle, Home Possible
4 Jumbo products AUS 1-4 & Jumbo Elite up to 3mil
NON-QM (DSRC, P&L, Asset Depreciation, Bank Stmt, & more)
FHA 100% CLTV. FHA DPA - 100% CLTV ( 96.5 1ST & 3.5 % REPAYABLE 2ND)
FHA 203k Renovation. 8 types of Renovation products, including VA .
Reverse Loans -- Investor AUS I/O --
Closed -end seconds ( Full docs & Bank statements) up to $500,000
Fannie RefiNow * Freddie Refi PossibleSM
Non-Occupant co-borrower
Free 5 days lock available (except specialty and Jumbo products)
Forward Lock ( M-F) to 11:59 pm
Lender turn time
3
2
1
Review - Plaza Home Mortgage Inc.
5.0
5 Google Reviews
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